DSCR Calculator

Run the numbers on any rental property deal. See your DSCR ratio, qualification tier, estimated rate, and monthly cash flow instantly.

Monthly Rent ($)

Property Value ($)

Loan Amount ($)

Taxes / Mo ($)

Insurance / Mo ($)

—

Enter values above

LTV

—

Est. Rate

—

Monthly P&I

—

Cash Flow / Mo

—

Want your personalized rate quote?

We will send you a custom term sheet within 24 hours.

0 — Manual Review0.75 — Specialty1.00 — Conditional1.25+ — Strong

This calculator provides estimates based on standard DSCR underwriting criteria. Actual rates, terms, and eligibility depend on credit profile, property appraisal, and full application review. This is not a commitment to lend. All loans are for business/investment purposes only.

Rural properties, commercial properties, and mixed-use properties are not eligible for this program. Foreign nationals are not currently eligible. Minimum loan amount: $75,000. Borrower must have owned an investment property for 12 months within the last 3 years, or show 12 months of on-time mortgage payments on a primary residence.